Using your credit card is about to become more expensive

not only because interest rates are expected to increase.

Companies may also start passing higher costs for credit card transactions onto customers

Visa and Mastercard are preparing to raise credit card interchange fees

If you're one of the many Americans who took on more credit card debt in recent months,

consider this a good time to pay down your balances.

Pay off, or at least down, any existing credit card debt

US consumers have done a good job lowering their credit card debt during the pandemic.

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